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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

I’ve been using my Vanquis card for a while now and...

5
I’ve been using my Vanquis card for a while now and honestly it’s been a really positive experience. The application process was straightforward, the app is easy to use, and managing payments has been simple and stress-free. What stands out most is the customer support. Every time I’ve needed help, the team has been friendly, polite, and genuinely helpful. It’s refreshing to speak to people who actually listen and explain things clearly without making you feel rushed. The card has also helped me stay on top of my finances and build my credit confidence over time. Payments show clearly, notifications are useful, and everything feels transparent with no surprises. Overall, I’d definitely recommend Vanquis to anyone looking for a reliable credit card provider with excellent customer service and an easy-to-manage account experience. Reviewed on: 19th May 2026

Great card

5
Easy to use the app. Very secure. It would be better to have an option to change payment date from the app instead of calling. However easy to talk to adviser on the phone Reviewed on: 19th May 2026

Vaq good for back up.

5
Vaq helped me a lot during Covid. They were always there to back me up and make sure I paid on time. If I forgot, I always double-checked by emailing them. They gave me more time and found really good solutions. Reviewed on: 19th May 2026

Vanquis people are so helpful and friendly.

5
Vanquis people are so helpful and friendly. The company is a pleasure to deal with. Reviewed on: 19th May 2026

Iv been a vanquish customer for years and had very f...

4
Iv been a vanquish customer for years and had very few issues with them mainly there app not working right but I see that’s been fixed now I do like that I can speak to an actual person if I call them and not just a robotic Menu they are always willing to help as well as listen and not just dismiss you Reviewed on: 19th May 2026

The best card around

5
I have been using vanquis years very helpful..very handy and very understandable with any issues that may arise. Reviewed on: 19th May 2026

Good service helpful recommend family &friend

5
Good service helpful recommend family &friend Reviewed on: 19th May 2026

I was scammed in Morocco and the bank wasn’t very he...

1
I was scammed in Morocco and the bank wasn’t very helpful I didn’t get my money back (£300) but I just will never be using this card aboard ever again Reviewed on: 19th May 2026

Customer service

5
Have being dealing with Custom service operators for the last ten years and I have found the all to be tremendous at their jobs. Reviewed on: 19th May 2026

Always had good offers and never had any issues with...

5
Always had good offers and never had any issues with using the card Reviewed on: 19th May 2026

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