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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Brilliant all round credit Card

5
We’re not fans of credit Cards, but this one is brilliant. It’s handy have for those little emergencies. It helps build your credit score, and with the online app it’s so easy to manage. Reviewed on: 19th May 2026

I've been with vanquis for many years and never had...

5
I've been with vanquis for many years and never had a single problem with them, customer service is very good Reviewed on: 19th May 2026

My application was easy to fill out and I got accept...

5
My application was easy to fill out and I got accepted quickly. The app is efficient and customer service excellent, I would recommend anyone to use Vanquis Reviewed on: 19th May 2026

Vanquis have helped transform my finances

5
I have been with Vanquis for many years with no issues. I joined them when my finances were challenging and they were the only ones who would accept me at that time. They have helped me increase my credit rating and now that my finances are in excellent shape I feel very loyal towards them. I have no reason to move. Reviewed on: 19th May 2026

Great Support for Building Credit and Managing Finances

5
I have had a positive experience using my Vanquis card. It has been helpful for managing my spending and improving my credit history. The app is easy to use, making it simple to check balances and payments. Customer service has been supportive whenever I needed assistance. I also appreciate the payment reminders and clear account information. Overall, Vanquis has been a useful and reliable card for helping me stay on top of my finances. Reviewed on: 19th May 2026

This is a excellent way for you to re build your rat...

5
This is a excellent way for you to re build your rating provided you keep to the aggred payment terms, it offers a good rate which is interest free provided you clear your balance Reviewed on: 19th May 2026

Professionalism at its best.

5
Everytime I have a query it is has always been delt with in a kind and courteous professional and quick manner, can't fault them. Reviewed on: 19th May 2026

Brilliant, they will help you sort out your credit s...

5
Brilliant, they will help you sort out your credit score Reviewed on: 19th May 2026

very good customer service.

5
very good customer service. good offers for balance tranfers and other offers. Reviewed on: 19th May 2026

Always been very helpful and very friendly and helpful

4
Always been very helpful and very friendly Reviewed on: 19th May 2026

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