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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

I have been with Vanquis a number of years and found...

5
I have been with Vanquis a number of years and found them fair and understanding to the workings of my account, and because i was a good customer ie prompt and regular payer they increased my credit limit to suit my needs. Reviewed on: 19th May 2026

Brilliant company cant fault.

5
Brilliant company cant fault. Easy app to use aswel. Its great Reviewed on: 19th May 2026

Great App. Easy to Use.

5
Vanquis has always been a relatively easy to user service and ive had no issues with the customer service or technical issues on the app. Very happy with it. A pretty good credit card service id recommend getting this over a few others. Reviewed on: 19th May 2026

Good experience and good card.

5
Good experience and good card. Enjoy every time use Reviewed on: 19th May 2026

Great credit building card

5
Very understanding customer service Reviewed on: 19th May 2026

Very polite, easy to speak to.

5
Very polite, easy to speak to. Every time I’ve spoken to someone they have always dealt with it quickly and smoothly. Reviewed on: 19th May 2026

Very good and easy to use.

5
Very good and easy to use. Never had an issue Reviewed on: 19th May 2026

Gave me credit when I had no where else to turn to s...

4
Gave me credit when I had no where else to turn to so was thankful for the opportunity to lend and help me rebuild my credit score Reviewed on: 19th May 2026

Happy all round

5
Very handy to have the app on my phone, very easy to understand and manage, happy with my experience all round . Reviewed on: 19th May 2026

Had my Vanquis card for a long time and it’s the onl...

5
Had my Vanquis card for a long time and it’s the only credit card I have. Never had any issues and also very easy to contact if I have needed to speak to anyone in person . The App is very good and easy to navigate. Reviewed on: 19th May 2026

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