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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

Very easy to deal with, I had an increase in my limi...

5
Very easy to deal with, I had an increase in my limit without asking. It was a nice surprise Reviewed on: 18th August 2025

Very good.

5
Very good .thanks..excellent service Reviewed on: 18th August 2025

It’s a extremely easy process to applie

5
It’s a extremely easy process to applie Reviewed on: 17th August 2025

My experience is very good and would recommend every...

5
My experience is very good and would recommend everyone to try it out for them self Reviewed on: 15th August 2025

One of my favourite go to cards

5
I have had my vanquis credit card for awhile now, and i have been extremely happy with the rates and the credit limit, the app is fantastic especially being able to transfer funds to your account which other credit cards do not offer, there are times ive had to do this and its been a lifesaver. I have recommended vanquis to 2 friends who are also very happy with the card and the app and the overall service. Reviewed on: 15th August 2025

the interest to high should be lower for existing cu...

4
the interest to high should be lower for existing customers Reviewed on: 14th August 2025

Very accurate and easy to understand.

5
Very accurate and easy to understand. Reviewed on: 13th August 2025

I have had no concerns woth vanquis

5
I have had no concerns woth vanquis Reviewed on: 11th August 2025

A game changer for me!

5
I was a little nervous about applying for a credit card, but Vanquis made the whole process simple and stress-free. The application was quick, I got an instant decision, and my card arrived sooner than expected. What I love most is the way Vanquis helps me stay in control. The app is super easy to use, giving me real-time updates on my balance, available credit, and payment dates. The alerts are brilliant — I never miss a payment, and I’m building my credit score without the stress. Their customer service is friendly and helpful, which is rare these days. Whenever I’ve had a question, I’ve been able to get through quickly and speak to someone who actually listens. Thanks to Vanquis, I feel confident about my finances again. I’d definitely recommend it to anyone who wants a reliable card, great support, and the opportunity to improve their credit rating. 5 stars from me — thank you Vanquis!” Reviewed on: 9th August 2025

Friendly and reliable service, repayments are good.

5
Friendly and reliable service, repayments are good. Reviewed on: 8th August 2025

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