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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis the card to have

4
Vanquis so easy to use and deal with .keep you informed on your spending and ways to save money Reviewed on: 9th July 2025

Brilliant service they have helped me x

5
Brilliant service they have helped me x Reviewed on: 9th July 2025

Good experience

4
The interest rate okay, definitely recommended Reviewed on: 9th July 2025

Benefits and Associates Limited entity

5
The best vanquis credit card in my life Reviewed on: 9th July 2025

Vanquish services

5
I have been with Vanquish for a few years and I have only ever had a really good service, I have recommended the service to a friend who is as happy as me. Reviewed on: 9th July 2025

Great Experience Highly RecommendI’ve...

5
Great Experience – Highly Recommend I’ve been using this credit card for a while now, and I’m really happy with it. The application process was smooth, and I was approved quickly. I love the cashback rewards – they really add up, especially on everyday spending. There was even a great welcome bonus when I signed up, which was a nice touch. The mobile app is super easy to use, and I get instant notifications every time I make a purchase, which gives me peace of mind. Customer service has also been excellent the couple of times I’ve needed to contact them – helpful, friendly, and quick to respond. Reviewed on: 9th July 2025

Easy to apply for and very fast at send card...

5
Easy to apply for and very fast at send card out Reviewed on: 9th July 2025

Great to deal with outstanding service

5
Great to deal with outstanding service Reviewed on: 9th July 2025

Fantastic company with a great app

5
Good app, easy to use and no unnecessary emails. Reviewed on: 9th July 2025

Easy to use app, great service, regular credit limit...

5
Easy to use app, great service, regular credit limit reviews. Overall a great card Reviewed on: 9th July 2025

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