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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28688 reviews)

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4.73

Based on 28,687 reviews, last reviewed 14th Jul 2026

397650% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28688)

trouble paying my balance

I have trouble paying my balance off yet still regularly get offers to increase my limit. I am aware you can lower your limit but it is difficult getting anywhere close to that marker to activate. Reviewed on: 10th July 2025

Very helpfull

Great help in needed times. Good rates Reviewed on: 10th July 2025

Didn't want to know and just kept putting interest u...

Didn't want to know and just kept putting interest up on my account.Not very helpful at all Reviewed on: 10th July 2025

Credit score

It’s a great card for building your credit score it’s good value for money and it’s a great go to when in need of some cash Reviewed on: 10th July 2025

So far so good.

So far so good. No issues at the moment. Keep up the good work Reviewed on: 10th July 2025

Vanquis has always been there when I have needed tha...

Vanquis has always been there when I have needed that extra cash boost.There app is easy to understand too. Reviewed on: 10th July 2025

I am to use only 1 credit card with huge limit

Best option credit card. In 1 go you can get more limit. Reviewed on: 10th July 2025

I had an incident where my cards were compromised an...

I had an incident where my cards were compromised and Vanquis didn't allow the payments to go through where others did! Was notified straight away! Reviewed on: 10th July 2025

Have always found customer service friendly, helpful...

Have always found customer service friendly, helpful, and polite. very good at sorting out any problem you may have with your account Reviewed on: 10th July 2025

My Experience

I first applied for a Vanquis card when I was looking for a way to improve my credit score. I had limited credit history in the UK, and Vanquis is known for accepting people with low or no credit scores. The application process was fairly straightforward, and I got a decision within a few days. Reviewed on: 10th July 2025

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