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Vanquis : Credit builder credit card reviews

4.73
Based on 28,687 reviews, last reviewed 14th Jul 2026
397650% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026
Paula M's avatar
Paula M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28688)

Excellent lender via credit card.

5
Excellent lender via credit card. Ideal amount of messages sent, you dnt get bombarded with pointless messages. Send payment reminders and balance / usage messages, the only messages you really require. Reviewed on: 10th July 2025

Very easy to use and the app is very good

5
Very easy to use and the app is very good Reviewed on: 10th July 2025

Fast & sufficient service, never had a problems so far.

5
Fast & sufficient service, never had a problems so far. Reviewed on: 10th July 2025

Build my credit score

5
helped me build my credit when other providers wouldn’t give me a chance. The app is easy to use, and payments are straightforward. It’s a great card for anyone starting their credit journey. My only concern is that some customer service staff could be more polite and patient. not all, but a few calls felt rushed. Reviewed on: 10th July 2025

Communication..

5
I feel that when I have phoned to discuss the difficulty I had when trying to use the app due to forgetting my password staff was not very helpful. Reviewed on: 10th July 2025

If I have a problem they are friendly and are keen t...

4
If I have a problem they are friendly and are keen to help settle the matter expeditiously and are very supportive. You are helpful in keeping us up to date on fraud tips, which is very important. Reviewed on: 10th July 2025

The team have always been super helpful

5
The team have always been super helpful Reviewed on: 10th July 2025

All very professional.

5
All very professional Good service, great for improving credit rating Reviewed on: 10th July 2025

Service quality

5
Quality of service is excellent. Reviewed on: 10th July 2025

In my opinion

4
The customer service is excellent . And staff were super helpful at all times . the only down side to the card is that the rate never improves once you repair your credit scores ! Reviewed on: 10th July 2025

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