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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28687 reviews)

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4.73

Based on 28,687 reviews, last reviewed 14th Jul 2026

397650% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28687)

Excellent Credit card

Great card which improves credit score when used responsibly. Great 0% transfer offer Reviewed on: 9th July 2025

Always been very fair with me very helpful when I ha...

Always been very fair with me very helpful when I have had to ring them Reviewed on: 9th July 2025

Easy to use.

Easy to use. Good communication. Reviewed on: 9th July 2025

The Card That Gave Me a Second Chance

After a few financial missteps in my early twenties, I’d been declined by multiple banks. My credit score was stuck, and my confidence with it. That’s when I discovered the Vanquis Credit Building Card, and honestly, it’s been a game changer. The application was quick, and I was pre-approved with no impact on my credit score. Within days, my card arrived with a modest but manageable limit. More importantly, the app made everything easy—clear balance tracking, payment reminders, and no confusing jargon. What sets Vanquis apart isn’t just accessibility—it’s accountability. Every payment I made was reported to major credit bureaus, and within six months, my credit score jumped by over 100 points. I now qualify for better financial products, but I still keep my Vanquis card active. Why? Because it helped me when no one else would. Yes, the interest rate is high—but that’s the trade-off for opportunity. As long as you pay in full, it costs you nothing and builds everything. Vanquis didn’t just give me a card—it gave me a second chance. Reviewed on: 9th July 2025

Always helpful and supportive team of people.

Always helpful and supportive team of people. Reviewed on: 9th July 2025

Briliant

Was exactcly how i expect congratulation Reviewed on: 9th July 2025

Awesome and quick service

It was very easy and user friendly. I am very happy with the process of opening the account and the flow of transactions. Thank you! Reviewed on: 9th July 2025

Easy and helpful

I have always found using my card easy, and any questions I have asked dealt with professionally. Reviewed on: 9th July 2025

They helped me over the phone when I suspected fraud...

They helped me over the phone when I suspected fraud had occurred, spending time assuring me. Reviewed on: 9th July 2025

Love my Vanquis

Been aa please. Never any bother everything you want Reviewed on: 9th July 2025

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