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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have had poor credit in the past.

5
I have had poor credit in the past. Now things have changed and I am trying to to get on the right track. Vanquis have given me that chance and I love their dedication to customers. 5 stars all the way. Reviewed on: 9th July 2025

No issues

5
I have had no issues with my vanquis account, payments are reasonable and plenty of time given to arrange repayment of spending. Reviewed on: 9th July 2025

Customer service could be more user friendly.

5
Customer service could be more user friendly. Apart from a good provider Reviewed on: 9th July 2025

Crea service and easy to use app would 100...

5
Great customer service and easy to use app would 100% recommend Reviewed on: 9th July 2025

Very clear and easy to use,the app is great

5
Very clear and easy to use,the app is great Reviewed on: 9th July 2025

More financial confidence

5
Keep it up! Really happy, my way of handling my finances has significantly improved Reviewed on: 9th July 2025

Amazing services

5
the best services without commissions and very high rates Reviewed on: 9th July 2025

I have had a great experience with your credit card...

5
I have had a great experience with your credit card services. Initially, the credit limit provided was very satisfactory. It would be even better if the credit limit could be increased more quickly in the future. Overall, I’m very pleased with your service Reviewed on: 9th July 2025

Excellent card and service

5
I have held a vanquis credit card for over 10 years and never had any difficulty using it at home and abroad. I use their app for checking transactions and paying my balance. I can honestly recommend this card. Reviewed on: 9th July 2025

Easy to use

5
Never had problems, good offers. Reviewed on: 9th July 2025

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