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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have had no problem with Vanquis, it's been made e...

5
I have had no problem with Vanquis, it's been made easy be using the app to manage my account and to make payments on a regular basis Reviewed on: 9th July 2025

Crap company.

1
Put me in persistent debt without telling me. When they did I paid up the card and told them to stick it up their arse Reviewed on: 9th July 2025

Amazing and easy to you, good payment plan.

5
Amazing and easy to you, good payment plan. Easy and seamless transaction Reviewed on: 9th July 2025

Really good support when needed and interest at a fa...

4
Really good support when needed and interest at a fair rate when using the balance Reviewed on: 9th July 2025

Vanquis got me out of a little pickle so grateful fo...

5
Vanquis got me out of a little pickle so grateful for that. Reviewed on: 9th July 2025

One very satisfied customer .

5
When ever I have had to speak to them they have always listened polite pleasure to speak to always check if they can help with anythink else Reviewed on: 9th July 2025

I fined it very convent to know i can fall back on i...

5
I fined it very convent to know i can fall back on it at any time Reviewed on: 9th July 2025

Excelente customer service.

5
Excelente customer service. The vanquis card is use to use. Reviewed on: 9th July 2025

Been really helpful for my finance.

5
Been really helpful for my finance. Reviewed on: 9th July 2025

low credit limit not had any offer of increase o...

3
low credit limit not had any offer of increase only £500 Reviewed on: 9th July 2025

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