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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28687 reviews)

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4.73

Based on 28,687 reviews, last reviewed 14th Jul 2026

397650% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Amazing communication The communication throught emails and app is very clear. I am aware of my spendings and I can control my credit limits. I managed to build a very stro... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28687)

Useless.

Useless. Needed a refund for an error but they've done nothing other than charge fees. Reviewed on: 9th July 2025

Protected.

I have had an experience of fraud in which I was protected absolutely and throughout. Most of what was done was without my input, I was simply informed of what had occured; unsolicited payments. Further, the app is incredibly smooth and easy to use. Finally the security is top notch, as rather than requiring an email confirmation, payments were confirmed through the app. Very convenient for on the go banking. Reviewed on: 9th July 2025

key advantage is its pre-approval checker, which let...

key advantage is its pre-approval checker, which lets applicants see eligibility without affecting their credit score. Customers also benefit from potential credit limit increases over time and access to a user-friendly mobile app. Reviewed on: 9th July 2025

Its a good credit card , would be even better if the...

Its a good credit card , would be even better if the interest rate went down. Its so easy to go oncthe app and pay it. Reviewed on: 9th July 2025

Helped by vanquis

I have been with vanquis for years and have allways been helped by them in tight situations. Reviewed on: 9th July 2025

From applying to using the whole process was very si...

From applying to using the whole process was very simple. The online account is very intuitive, at a glance you know exactly where your finances are. Reviewed on: 9th July 2025

Simple and easy service to use.

Simple and easy service to use. I love the app as it is so simple to use abd set up Reviewed on: 9th July 2025

Good customer care

Relatively quick application process. Helpful customer service if you have financial issues Reviewed on: 9th July 2025

I have had the account with them for over 10 years.

I have had the account with them for over 10 years. It comes in handy when needed. Reviewed on: 9th July 2025

Application to approval happened within minutes.

Application to approval happened within minutes. No hassle at all Reviewed on: 9th July 2025

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