Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Easy process

5
Easy process useful and easy to use Reviewed on: 9th July 2025

Theyve been helpful each time I get in touch.

5
Theyve been helpful each time I get in touch. Reviewed on: 9th July 2025

It’s good card for credit building

5
It’s good card for credit building Reviewed on: 9th July 2025

Fantastic company and very efficient dealing with en...

5
Fantastic company and very efficient dealing with enquiries and have polite helpful staff on the phones. Reviewed on: 9th July 2025

Lovely company couldn't ask for more. Vanquis

5
Lovely company couldn't ask for more. Reviewed on: 9th July 2025

Great respond to any questions and staff are courteo...

5
Great respond to any questions and staff are courteous and helpful. Reviewed on: 9th July 2025

Friendly and professional

4
Vanquis team is always friendly and professional, good to be with vanquis. Reviewed on: 9th July 2025

Vanquis Vanquished my bad credit score

5
Vanquis helped me get my credit score back on track, they stay in touch with you to keep you updated on payments and where you are and when they are due always there to assist you with your needs when needed Reviewed on: 9th July 2025

Very reasonable and clear, can help a lot with build...

5
Very reasonable and clear, can help a lot with building credit back up Reviewed on: 9th July 2025

Helpful Card for Building Credit

5
I've had a good experience with my Vanquis Credit Card. It's been really helpful in building my credit score, and the app is easy to use for tracking payments and spending. Customer service has also been responsive whenever I needed help. Great option for anyone looking to build or improve their credit. Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products