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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fair on interest very helpfull when talk to customer...

5
Fair on interest very helpfull when talk to customer service no stress credit card Reviewed on: 9th July 2025

A very good card to have

5
The Interest rate is very competitive and the email reminders when payment is due is very helpful. The app is so easy to navigate which makes making payments so easy and the balance transfer offers are very good. Reviewed on: 9th July 2025

Easy access and easy to use app.

5
Easy access and easy to use app. No problems to date and good communication Reviewed on: 9th July 2025

Never had any problems with the card or on line...

5
Never had any problems with the card or on line Reviewed on: 9th July 2025

Easy to apply online

5
Easy to apply and easy to manage online Reviewed on: 9th July 2025

this has been the best credit card company to be wit...

5
this has been the best credit card company to be with and customer service was great and sorted my transaction in mins Reviewed on: 9th July 2025

VANQUIS BANK CREDIT CARD REVIEW

5
I think that the interest rate is very high Reviewed on: 9th July 2025

Great experience with the customer service team.

5
Great experience with the customer service team. Reviewed on: 9th July 2025

Very fast process and everything was very transparen...

5
Very fast process and everything was very transparent and easy to use Reviewed on: 9th July 2025

A better experience with cash than is expected full...

5
A better experience with cash than is expected full marks for us both personally Reviewed on: 9th July 2025

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