Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,683 reviews, last reviewed 12th Jul 2026
397450% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Never had and issue been using Vanquis for years. Never had and issue been using Vanquis for years. Customer service are professional and sort things efficiently. The new app is easy to use and has a ... Read more Reviewed on: 12th July 2026
Amy's avatar
Amy

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28683)

Great Diligence

5
Easy access usingthe app makes everything easy to use, great diligence taken against possible fraud Reviewed on: 9th July 2025

Balance transafer

4
The Vanquis credit card’s balance transfer feature is a smart, straightforward way to manage existing debt. The app is easy to use, payments are clear to track, and alerts keep you in control. While interest rates are on the higher side, it’s a useful option for rebuilding credit or managing short-term borrowing—just use it wisely. Reviewed on: 9th July 2025

Easy to apply/navigate, clear terms.

5
Applied for the card to do a zero interest for 18 month balance transfer. Application process was easy. Card arrived quickly. App easy to set up and use. Terms and charges very clear. Customer service very helpful when I had a query. Reviewed on: 9th July 2025

Have has no issues.

4
Have has no issues. Easy to use and manage. Reviewed on: 9th July 2025

Good product

5
I have this credit card for improving my credit score , and it was easy to apply and it has a very good customer service. Reviewed on: 9th July 2025

Just very good credit builder and love it.

5
Just very good credit builder and love it. Reviewed on: 9th July 2025

Bad apr but good app etc.

4
Bad apr but good app etc. never had to deal with customer service so can’t comment on that but that shows how helpful the app is. The text reminders are good Reviewed on: 9th July 2025

Exceptional experience with the Vaquis credit card.

5
My experience with the Vaquis credit card has been absolutely exceptional. Far exceeding, what I expected from a financial product. From day one, it has delivered unmatched benefits such as generous rewards, seamless transactions, robust security, and outstanding customer support. Unlike other cards I have used, Vaquis feels tailored to real life needs, not just marketing promises. It is reliable when it matters, rewarding when you need it, and consistently ahead of the competition. Simply put, switching to Vaquis was one of the smartest financial decisions I have ever made. If you want a card that truly delivers, this is it. Hands down, nothing else compares. Reviewed on: 9th July 2025

Love my credit super easy to use and pay off.

5
Love my credit super easy to use and pay off. Love being able to add to Apple Pay and use on my watch! Reviewed on: 9th July 2025

Vanquis came to the rescue.

5
Vanquis came to the rescue when I applied for a balance transfer and was offered exactly the right amount to move my existing balance from another card I was paying interest on. It was very easy to use their online application forms and everything was set up within a week. A great experience! Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.80 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.48 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.39 from 598 reviews
    Vanquis
    View all products