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Vanquis : Credit card reviews

4.26
Based on 553 reviews, last reviewed 10th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

This bank is a scammer! This bank is a scammer! Never to be trusted I am writing to express my serious dissatisfaction with the way Vanquis has handled my credit card account... Read more Reviewed on: 10th February 2026
Welicia Novais's avatar
Welicia Novais

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (553)

Good rates

4
Good rates with frequennt reviews on the credit limit Reviewed on: 17th June 2023

Great credit card

5
Excellent credit card for poor credit Reviewed on: 16th June 2023

No problems with this credit card provider

4
I applied for credit with vanquis, and used the card monthly to help build my credit score. The application process was easy, quick response, the app is user friendly and very easy to use. Also if needed you can call their customer services, who are very helpful and straightforward talking , no problems! Would recommend Reviewed on: 16th June 2023

Great credit card company

5
Didn't have the greatest credit score this company took my application and gave me a card which over the years has been a good send , I've been close to my limit a few times but haven't been bombarded with calls from them which is fantastic I've never faulted as their app is clear and easy to use . I 100% recommend this company. Reviewed on: 8th June 2023

Excellent and easy

5
Easy to use and understand terms. Plenty of information given to keep track Reviewed on: 8th June 2023

Great

5
Great service and excellent explanation of product Reviewed on: 6th June 2023

Recomand Vanquis

5
This is the best credit card wich I had.The amount got increased up to 3000 and more likely to go up. I recommend this. Reviewed on: 3rd June 2023

Helped me with my ongoing illness

5
Outstanding help. Never been in arrears. Lost.my job to inlets and the helped me with my payments moving forward. If in trouble talk to to them. There real.people not a computer. Thanks Reviewed on: 3rd June 2023

Expensive interest

3
You’re not notified of upcoming interest payments as much as you should be. Which sometimes would take you over the limit and be charged a fee for. Not good. Reviewed on: 31st May 2023

....good

5
..............good.........very good......... Reviewed on: 31st May 2023

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