Smart Money People Logo

Vanquis : Credit Card reviews

4.56
Based on 476 reviews, last reviewed 13th Sep 2024
90% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
5%

Latest highest rating:

5

Top Company! They’ve been extremely helpful in helping balance out my finances. I used to have multiple credit cards but now I solely have credit with these guys! ... Read more Reviewed on: 23rd August 2024
Joe's avatar
Joe

Latest lowest rating:

1

Allows scammers to get away with fraud! Allows scammers to get away with fraud! DO NOT BOTHER WITH THESE SHARKS! Reviewed on: 13th September 2024
MTB's avatar
MTB

About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Review Vanquis : Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit Card reviews (476)

High interest

1
Easy to get , but the extremely high interest is shocking . And they target people who don't really have other options for credit cards . Customer service is awful Reviewed on: 29th June 2017

Helping hand

5
This is a great card to get your credit rating to a better level Reviewed on: 29th June 2017

Here to help.

5
I applied for a credit card with vanquis because I had heard that they are a company which gives people will next to no credit score the chance to build a credit profile with their credit card. This was fantastic for me and after applying online, I had my card in no time. However, I really started to get on board with vanquis when I learned of their repayment option plan which really made me realise that this was a company for its people. I am opted in for the repayment option plan and have (unfortunately) had the chance to use the amazing benefits such as an account freeze for up to 2 years due to unemployment. The customer service is very efficient and friendly and the process as a whole is very fair. Reviewed on: 29th June 2017

A Good Place To Start After Bad Credit

4
If you're struggling to get a credit card to start building your credit rating then a Vanquis card is a good place to start. The interest rate is a little high but if you make sure you clear it every month then this is no problem. The biggest letdown for me were the regular sales calls trying to get you to upgrade with extra packages. These eventually tailed off after about a year after repeatedly saying no to them Reviewed on: 29th June 2017

Vanquis are an excellent overall compsny

5
I find vanquis fantastic and easy to deal with. They have excellent customer services on hand to help with any issues you may havd Reviewed on: 27th June 2017

Good company, terrible app

3
They are a great company, great pay back amount, but their app doesn't make sense when it comes to paying the amount needed each month. Either more money is taken by them at a much later date than it says, or less is taken, but it's extremely rarely the amount it states or the date. It just gets very confusing trying to sort out payments Reviewed on: 23rd June 2017

Fantastic

5
When I went through a tricky time and needed some help with making my monthly payments they were great and set me up on a payment plan so I could get it under control. Such a relief. Reviewed on: 22nd June 2017

Great company

5
Great first time credit card to build credit file, easy customer service Reviewed on: 22nd June 2017

Very approachable

5
They have been very helpful, polite and understanding. Reviewed on: 20th June 2017

Chance to build your credit

4
Managed to get a credit card with them and my credit score has improved so much since I've been with them. Reviewed on: 19th June 2017

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Vanquis has a range of products available. Check the ratings of each product to find the right one for you. View all products