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Vanquis : Credit Card reviews

Name: Credit Card
Rating: 4.51 (533 reviews)

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4.29

Based on 533 reviews, last reviewed 13th Jun 2025

4100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

78%

10%

Latest highest rating:

5

Safe hands. I actually don't like recommending people credit cards as they can end up with debt they may not be able to handle, but with this company I think peop... Read more Reviewed on: 13th June 2025

Latest lowest rating:

2

I got a credit card to improve my credit score. I got a credit card to improve my credit score. Then Covid hit, which unfortunately meant I maxed out my card as this was my only access to money. I’m... Read more Reviewed on: 23rd May 2025

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About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (533)

Reliable

Best credit card company on the market Reviewed on: 13th January 2023

Good

Good information, quick response to questions, no hassle with paying Reviewed on: 13th January 2023

Great credit builder

Great credit building credit card that has been great to use Reviewed on: 13th January 2023

Good card

Easy to apply good customer service would definitely recommend. Reviewed on: 13th January 2023

Would not help someone is crisis

My circumstances have changed in the next few years due to disability, anxiety and partner left me etc, and especially the cost of living crisis has not helped. I called vanquis to ask for help, said that I could pay them £50 a month rather than the minimum payment which seems to have increased exponentially compared to my other credit cards. I have never missed a payment in the 8 years I have had a credit card with them. They said they would, but then didn't, instead passed me to a company called Payplan who wants me to relinquish all credit I may have available to me. I would have thought vanquis would rather have something rather than nothing from me. But obviously I am now going to have to have my credit rating affected because of their idiocy. It has made me feel as though I want to kill myself. Thanks vanquis. Reviewed on: 16th November 2022

Easy to apply

A card was sent after filling in a form, pre loaded with £500. I got into a bit of a mess understanding the pay back times so did pay more than I should have. Fine if you need money fast. Be careful with the small print. Reviewed on: 20th July 2022

Good provider

Good provider for building credit. Reviewed on: 18th July 2022

Amazing credit card

This bank has been there for me every step of the way... Great rates , great communication...I cant fault this company, only thank them... Highly recommend Reviewed on: 8th July 2022

Easy to use app

I have held a Vanquis card for some time and overall I am very happy. The app is easy to use, and security when using the card has recently been improved. The only thing I would say is that I rarely get offers - ie balance transfer offers etc. That would be an added bonus. Overall - very happy. Reviewed on: 8th July 2022

Brilliant

Customer service at Vanquis are amazing and so helpful I was given a 650£ limit when every other company declined me. Vanquis gave me a chance and I was really grateful. Reviewed on: 18th June 2022

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