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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.82 (813 reviews)

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3.82

Based on 813 reviews, last reviewed 15th Jun 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Good rates on foreign credit card purchases Good rates on foreign credit card purchases plus points of value. Whats app easy to manage and use. Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraudulently charged fees to correct their mistake Virgin money took a direct debit from my account despite the balance being £0 and the direct debit being cancelled. When I went on their app I request... Read more Reviewed on: 13th June 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (813)

Great credit card

Quick and easy balance transfer. The customer extras (Virgin Money Lounge) sets them apart! Would recommend Virgin Money. Reviewed on: 25th January 2018

Credit Card

Fantastic card, thank away to use website to statements etc. Good choice of card designs. Love the virgin App that you get access to. Happy all round. Reviewed on: 25th January 2018

Mr William

I find using my Virgin card and inline service easy and efficient. Reviewed on: 25th January 2018

Highly recommend

Great customer service. I would like to see a Virgin Money App though. Reviewed on: 24th January 2018

Miles Ahead - Simply First Class

Virgin Money offered an outstanding transfer balance on my new credit card. Coupled with the card of my choice and air miles to boot. Quite simply a first class srvice. Reviewed on: 24th January 2018

Easy and secure for beginners

I chose to open a virgin credit account for the purpose of a balance transfer. I was very naive and unsure of how it all worked and Virgin were excellent. Very friendly staff, helpful and understanding. Also their security is the best I’ve ever experienced. Reviewed on: 24th January 2018

Excellent service

Good customer service friendly staff Fast service Reviewed on: 24th January 2018

Slow/Dated

Transactions take a while to reflect on your balance. 'Pending transactions' such as pre-authorisations sit on your account for a while. No banking app which is really unhelpful-if i had known this before i selected virgin i probably wouldn't have taken the card. However with all this said there is a good opportunity with cash back. Reviewed on: 24th January 2018

great service

love the card, customer care always friendly, easy to use website Reviewed on: 24th January 2018

Virgin money

Super easy set up - no fuss . Did it all in an hour. Reviewed on: 24th January 2018

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