Write a review

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1451 reviews)

View other Zopa products

4.95

Based on 1,451 reviews, last reviewed 22nd Jan 2026

18300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use on the go with the app I have used Zopa for a few years now and find their app very easy and straightforward to use. I have had both loans and savings accounts and it is so... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1451)

Review of the Zopa, Cash ISA:

Easy to use efficient and trustworthy

Easy to use efficient and trustworthy Reviewed on: 28th February 2025

Very straightforward app & fuss free banking.

Very straightforward app & fuss free banking. Reviewed on: 16th January 2026

Zopa ISA acc is great

I have had a ISA for nearly 2 years and I can’t fault the service and interest rates. I can get my money out as and when I need it with no hassle at all. Reviewed on: 16th January 2026

Great service

Great service and return on investment Reviewed on: 16th January 2026

They gave me a chance as my credit wasn’t great they...

They gave me a chance as my credit wasn’t great they believe in me and I’m much appreciated of it thanks Reviewed on: 16th January 2026

Zopa Investments

Everything is straightforward, clear and simple about dealing with Zopa. Reviewed on: 16th January 2026

Great service - Very happy with Zopa

Rates are good. App is easy to use and very clear. I did have an issue with ISA interest gains sent to HMRC in error, but this was resolved immediately. Reviewed on: 16th January 2026

First isa I’ve had and for a 60 year old non compute...

First isa I’ve had and for a 60 year old non computer/ mobile literate person it was so easy to set up, I know I could get better rates elsewhere but having confidence in a company means so much More to me Reviewed on: 16th January 2026

Excellent Product

The app is very easy to understand and transparent. The interest rates are some of the best available and transferring money in or out is instantaneous. Reviewed on: 16th January 2026

Review of my experience

It is so easy to find anything when I need. I have recommended you to two people I know. Reviewed on: 16th January 2026

Complete package

Very easy app to use, money is transferred very quickly between accounts and easy access when you need it. Highly recommend it. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

ISA
from Skipton Building Society 0.00 from 0 reviews
Junior ISA
from Prudential 0.00 from 0 reviews
My MoneyBuilder ISA
from Scottish Friendly 4.29 from 5 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2363 reviews
Smart Saver
from Zopa 4.94 from 7481 reviews
Personal loan
from Zopa 4.94 from 67276 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub