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Zopa: Cash ISA reviews

4.95
Based on 1,535 reviews, last reviewed 12th Mar 2026
26000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026
Colin f's avatar
Colin f

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

competitive interest rates and simple to use

5
Account is very straightforward to set up, and interest rates always competitive. Account handling very user friendly - separate pots, ability to increase interest with additional notice, all within a single savings environment is great. Money can be withdrawn quickly - used to take a little longer but this seems to be fixed now and is almost instant. Reviewed on: 28th February 2025

I’ve had a loan and cash Isas.

5
I’ve had a loan and cash Isas. Love how you set up different little pockets Reviewed on: 28th February 2025

Great ISA rates and the best App

5
Great ISA rates and an App that is so straightforward and easy to navigate, it’s one that others should aspire to. Reviewed on: 28th February 2025

Good interest rate and very easy to open the account.

5
Good interest rate and very easy to open the account. Quick response to a couple of queries. Good range of other financial products some of which I've already taken advantage of. Reviewed on: 28th February 2025

Easy to use app with great interest rates

5
Easy to use app with great interest rates Reviewed on: 28th February 2025

Great service

5
The service i received from Zopa was exceptional and pay attention to the interests rates on each savings account they have to offer to suit different people savings affordability Reviewed on: 28th February 2025

Zopa app is very clear and easy to use.

5
Zopa app is very clear and easy to use. Product range is competitive. Reviewed on: 28th February 2025

Zopa are a pleasure to deal with - the app is easy t...

5
Zopa are a pleasure to deal with - the app is easy to use. Reviewed on: 28th February 2025

Brilliant banking experience - helpful customer serv...

5
Brilliant banking experience - helpful customer service who deal with problems quickly and concise Reviewed on: 28th February 2025

Easy to use and a very nice app.

5
Easy to use and a very nice app. Reviewed on: 28th February 2025

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