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Zopa: Cash ISA reviews

4.95
Based on 1,440 reviews, last reviewed 17th Jan 2026
17200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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4%
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Latest highest rating:

5

I have never had a problem with zopa. I have never had a problem with zopa. I have saving pots, credit card and a loan. Everything I want to know about each of my accounts are just a click... Read more Reviewed on: 17th January 2026
Carol 's avatar
Carol

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1440)

Review of the Zopa, Cash ISA:

Great app.

5
Great app. Great products. Great rates. Reviewed on: 27th April 2025

Great service all round...

5
Great service, app is so easy to use for keeping up to date with my investments, interest rate is always one of the best around. I have also borrowed money from zopa in the past and found them again very competitive and friendly to deal with Reviewed on: 16th January 2026

Super Easy!

5
Easy to open and manage that’s a massive benefit! Reviewed on: 16th January 2026

Never had any issues whilst banking with Zopa and fi...

5
Never had any issues whilst banking with Zopa and find the website very easy to use Reviewed on: 16th January 2026

Experience so far with Zopa

5
Good so far but only gave a neutral for customer service as it is self service, customer service implies interaction with real people and I have nit done so yet with my Zopa accounts. Reviewed on: 16th January 2026

A superior, and outstanding Company!

5
A superior, and outstanding Company! Simply the BEST. Reviewed on: 16th January 2026

Seamless and efficient service: brilliant!

5
Seamless and efficient service: brilliant! Reviewed on: 16th January 2026

does exactly what it says on the tin, easy to use, f...

5
does exactly what it says on the tin, easy to use, friendly customer service, easy app, just easy Reviewed on: 16th January 2026

Very easy to invest and very easy to withdraw funds...

5
Very easy to invest and very easy to withdraw funds when required. I am very happy with ZOPA Reviewed on: 16th January 2026

Zopa ISA

5
Zopa ISA was easy to open with good interest rates. Easy to transfer money in and out. Reviewed on: 16th January 2026

Brilliant service

5
I have always received a great service from Zopa Reviewed on: 16th January 2026