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Zopa: Cash ISA reviews

4.95
Based on 1,454 reviews, last reviewed 5th Feb 2026
18600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026
Olakunle O's avatar
Olakunle O

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1454)

Review of the Zopa, Cash ISA:

Easy to use efficient and trustworthy

5
Easy to use efficient and trustworthy Reviewed on: 28th February 2025

Very easy to use.

5
Very easy to use. App is amazing and easy to use . Reviewed on: 16th January 2026

It has a great rate and very flexible experience wit...

5
It has a great rate and very flexible experience with adding and withdrawing money. Best app and service. Reviewed on: 16th January 2026

Great online ISA and service

5
The app is simple to use, and if you do need to speak to someone that's easy too. Then staff are really patient and helpful. Oh and Interest rates decent. Overall a great experience. Reviewed on: 16th January 2026

Zopa is so easy to use with a fantastic app.

5
Zopa is so easy to use with a fantastic app. Reviewed on: 16th January 2026

Great service all round...

5
Great service, app is so easy to use for keeping up to date with my investments, interest rate is always one of the best around. I have also borrowed money from zopa in the past and found them again very competitive and friendly to deal with Reviewed on: 16th January 2026

Super Easy!

5
Easy to open and manage that’s a massive benefit! Reviewed on: 16th January 2026

Never had any issues whilst banking with Zopa and fi...

5
Never had any issues whilst banking with Zopa and find the website very easy to use Reviewed on: 16th January 2026

Experience so far with Zopa

5
Good so far but only gave a neutral for customer service as it is self service, customer service implies interaction with real people and I have nit done so yet with my Zopa accounts. Reviewed on: 16th January 2026

A superior, and outstanding Company!

5
A superior, and outstanding Company! Simply the BEST. Reviewed on: 16th January 2026

Seamless and efficient service: brilliant!

5
Seamless and efficient service: brilliant! Reviewed on: 16th January 2026

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