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Zopa: Cash ISA reviews

4.95
Based on 1,454 reviews, last reviewed 5th Feb 2026
18600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026
Olakunle O's avatar
Olakunle O

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1454)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Excellent

5
I have only experienced good service. Reviewed on: 23rd April 2025

It’s a very simple and convenient platform.

5
It’s a very simple and convenient platform. Reviewed on: 23rd April 2025

the best cash ISA out there

5
For me, it’s the best cash ISA out there: best rates, simple, convenient. Reviewed on: 23rd April 2025

The app is easy to navigate and add and move funds i...

5
The app is easy to navigate and add and move funds into different pots Reviewed on: 23rd April 2025

Zopa is great

5
I find Zopa app easy to access and designed clearly for ease of use. The interest rate is always competitive and communication via email is excellent. Reviewed on: 23rd April 2025

Great interest and customer service when needed.

5
Great interest and customer service when needed. Reviewed on: 23rd April 2025

Fantastic, great to see a bank looking after its cus...

5
Fantastic, great to see a bank looking after its customers. Reviewed on: 23rd April 2025

Competitive rates

5
Easy to use. Competitive rates. Easy to move money around, and transactions are speedy. Reviewed on: 23rd April 2025

It offers what it promises: good interest rates on s...

5
It offers what it promises: good interest rates on savings and easy to use Reviewed on: 23rd April 2025

Zopa are convenient & competitive.

5
Zopa are convenient & competitive. They make saving inspiring. Reviewed on: 23rd April 2025

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