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Zopa: Cash ISA reviews

4.94
Based on 1,520 reviews, last reviewed 7th Mar 2026
24500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Happy customer Having been with Zopa for a few years I find them extremely easy to operate online and I am a senior citizen. The interest rates are very competitive... Read more Reviewed on: 7th March 2026
Carol M's avatar
Carol M

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1520)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

The Cash ISA provided by Zopa has a very good rate.

5
The Cash ISA provided by Zopa has a very good rate for an easy access account. Their customer service is excellent and I always get a reply quickly when I have had a question. I would recommend Zopa to my friends if they were in the market for a competitive easy access cash ISA. Reviewed on: 22nd April 2025

Always good rates, communication is great, an all ro...

5
Always good rates, communication is great, an all round fab place to save Reviewed on: 22nd April 2025

Very easy application to navigate, very good interes...

5
Very easy application to navigate, very good interest rate , good saving accounts with solid rates. Reviewed on: 22nd April 2025

Very good rates payed every month

5
Very good rates payed every month Reviewed on: 22nd April 2025

Easy to open an ISA and good interest rates.

5
I found it easy to open an ISA with Zopa and they give good interest rates. Reviewed on: 22nd April 2025

Easy to use, excellent value.

5
Easy to use, excellent value. Good choice for cash isa Reviewed on: 22nd April 2025

Brilliant seedless versatile ap.

4
Brilliant seedless versatile ap. Bug free and intuitive. Open banking/pots is a great idea. Reviewed on: 22nd April 2025

No problems at all.

5
No problems at all. Very pleased with Zopa. Reviewed on: 22nd April 2025

Brilliantly easy & flexible.

5
Brilliantly easy App, giving great flexibility for savings targets and budgeting Reviewed on: 22nd April 2025

Simple to use and competitive rates.

5
Simple to use and competitive rates. Reviewed on: 22nd April 2025

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