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Zopa: Cash ISA reviews

4.95
Based on 1,534 reviews, last reviewed 12th Mar 2026
25900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Oap friendly App very easy to use, but able to contact a real person if needed Reviewed on: 12th March 2026
Janet's avatar
Janet

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1534)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Good rates ,so easy to set up and manage account via...

5
Good rates ,so easy to set up and manage account via the app Reviewed on: 28th February 2025

Easy to set up and competitive savings rates.

5
Easy to set up and competitive savings rates. Reviewed on: 28th February 2025

Zopa makes banking easier

5
Transferring in and out of Zopa is so easy through TruLayer. The interest rate is competitive, and being able to have multiple linked accounts is useful. It would be better if more linked banks were available for the automatic regular saver feature Reviewed on: 28th February 2025

very easy to use app with easy to understand display...

5
very easy to use app with easy to understand display and explanations - and ability to join in all other accounts if needed Reviewed on: 28th February 2025

Definately the best rates around I can see my savi...

5
Definately the best rates around I can see my savings increasing each month Reallyuser friendly app and great customer service Reviewed on: 28th February 2025

Very good rates all the time, would highly recommend...

5
Very good rates all the time, would highly recommend saving with Zopa. Reviewed on: 28th February 2025

Easy to use app and reliable User Experience

5
Easy to use app and reliable User Experience Reviewed on: 28th February 2025

Zopa ISA was so easy to open.

5
Zopa ISA was so easy to open. Does what it says on the tin. Reviewed on: 28th February 2025

Really simple and no nonsense with the rates you get.

5
Really simple and no nonsense with the rates you get. The app works great! Reviewed on: 28th February 2025

ZOPA excellence

5
It was very easy to set up and the app is excellent. Good rates of interest Reviewed on: 28th February 2025

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