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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Easy to understand website with all the information...

Easy to understand website with all the information required savings pots explained and isa allowances and if you've drawn out of isa there's a section that tells you how much you can top up to get back to maximum 20k Reviewed on: 28th February 2025

Great ways of saving and great rates with Zopa pots!

The cash ISA has great rates and instant access but what sets Zopa apart is being able to create pots for the savings. This means ypu can see instantly where you are in saving for a particar thing and how you are towards your goals generally. It also makes it really easy to move the money and buy the thing you're saving for once the goal is reached with some buffer if you want to. Really great too to have the osa allowance being tracked. And all accessible with a brilliant app. Reviewed on: 28th February 2025

Zopa are Super

Been with Zopa over a year they Provide a Great Service, easy access to your money with good rates. Reviewed on: 28th February 2025

Generally, banking with Zopa has been a good experie...

Generally, banking with Zopa has been a good experience. They introduced current account which make everything easier. Reviewed on: 28th February 2025

Fantastic account, so easy to use.

Fantastic account, so easy to use. I love the different pots so I can separate my money and save for different things Reviewed on: 28th February 2025

Always first rate, never had any issues

Always first rate, never had any issues Reviewed on: 28th February 2025

Very good banking service

Easy to manage money in App and competitive rates, altogether very good. Reviewed on: 28th February 2025

Brilliant cash isa.

Cash isa very easy to set up and use. It’s flexible and has great rates. I’m very happy with it. Reviewed on: 28th February 2025

Easy to use App

Easy to use App, telephone contact could be improved. Online statements would be better with addition of annual ones as well Reviewed on: 28th February 2025

Modern day banking

Easy to use app. Modern approach to banking which works well. Reviewed on: 28th February 2025

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