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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Zopa Cash ISA works for me

Zopa App is fast and easy to use and to date I have had no problems using it. The interest rates have consistently remained competitive. I particularly like that the Instant Access Cash ISA is flexible so I can manage my tax free savings better without sacrificing my allowance when I make withdrawals. I also like how my bank account can be linked to my Zopa cash ISA so no risk of making errors with bank details when paying money in or taking it out. Overall first class account that works well for me. Reviewed on: 28th February 2025

Great interest and easy to enjoy.

Extremely easy to use and quick payment in and out of account. Best interests rate around and love that it’s paid monthly too and updates throughout the month. Fantastic company and I am considering moving more of my banking business to them. Reviewed on: 28th February 2025

Easy saver

Excellent service and good interest rates.easy to access at any time Reviewed on: 28th February 2025

Great app!

Great app! very informative and keeps savings on track Reviewed on: 28th February 2025

Very informative, easy to follow and setup.

Very informative, easy to follow and setup. Transferring money in and out of the savings accounts is so easy to follow. Plus the interest rates are very competitive. Reviewed on: 28th February 2025

Great platform

Loved using Zopa as easy to use and help function accessible - only switched because the interest rate dropped and I could earn more elsewhere Reviewed on: 28th February 2025

Great customer service and interest charge

Great customer service and interest charge Reviewed on: 28th February 2025

Zopa Cash ISA

It is very easy to open a Cash ISA account with Zopa. The interest rate is competitive. Reviewed on: 28th February 2025

Zopa giving me the chance to be better

My experience with zopa has been more then good they have help me become a person again by saving money and now for them to give me a credit card so I can continue building my credit score up means alot Thank you Reviewed on: 28th February 2025

Flexible Cash ISA

Easy to use App, fast transfer of funds, being flexible is added bonus plus good interest rate. Reviewed on: 28th February 2025

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