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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Excellent

Did my finance in few minutes money in bank straightaway without any issues Reviewed on: 5th April 2023

Good to dealwith

Zopa are a friendly efficent and good company to deal with Reviewed on: 5th April 2023

ZOPA

Quick and easy to apply and with a quick response. pleased Reviewed on: 5th April 2023

Zopa service from Zopa

Having been frustrated in the past with the difficulties and complex communication with banks and other finance institutions what a fresh and enjoyable experience it was in dealing with their efficient and easy service. I highly commend Zopa for the quality service they provide. Reviewed on: 5th April 2023

Amazing company five stars

Zopa are a great company, customer service second to none. Simple and easy process and they off amazing deals. Reviewed on: 5th April 2023

Very good.

I've always found them very helpful and good Reviewed on: 5th April 2023

Simple, drama free and informative

Finance process was sensible, easy to follow, especially convenient and smooth documents confirmation. From a customer perspective I was, and continue to be impressed and informed with the initial finance, and pre-emptive payment reminders Reviewed on: 5th April 2023

Car finance

I would recommend zopa to everyone they helped me in everyway possible when I applied for a loan when I needed finance to buy car 100 out of 100 Reviewed on: 5th April 2023

Easy application process

Simple application, quick descision and was on hand to answer any queries Reviewed on: 5th April 2023

Everything was easy to controul with the app

Everything was easy to controul with the app Reviewed on: 5th April 2023

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