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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Hassle free

SMOOTH APPLICATION PROCESS.. WOULD USE AGAIN Reviewed on: 4th April 2023

Car Finance

Easily accessible and very friendly staff who guide you well in the correct direction Reviewed on: 4th April 2023

Fantastic company

Would definitely use again, great app that gives you all the details you need for your account Reviewed on: 4th April 2023

Good lending platform

Good lending platform. Website it accurate and easy to use. Reviewed on: 4th April 2023

Excellent

I have received excellent service in my finance dealings with Zopa Reviewed on: 4th April 2023

Fab service

Great products, great value and great customer service Reviewed on: 4th April 2023

Transparent!

Love the way Zopa are completely upfront with their loan model, this gives me a sense of comfort when taking out a loan! Reviewed on: 4th April 2023

Had car and personal loans from Zopa! Highly recommended!

I’ve had two car loans and two personal loans from Zopa over the years. Very competitive interest rates and extremely helpful customer service, too! Highly recommended Reviewed on: 4th April 2023

all perfect

the best firm on the intrenet thankyou Reviewed on: 4th April 2023

If Carlsberg did loans......

On my 2nd loan with Zopa. Outstanding lender. Silk smooth application process - brilliant app & zero issues. Clearly a very well run Businrsd & well oiled machine. Very very Happy & I won't hesitate to return to Zopa for another loan when I need one. Bet they are brilliant to work for too.....! Keep up the great work everyone. Reviewed on: 4th April 2023

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