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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Easy service

Easy service and gets the best deal. Reviewed on: 19th March 2025

Being awesome

Very smooth and quick decision that offers you the freedom to make a life experience good. Personal to me and I would strongly recommend them to my friends Reviewed on: 24th February 2023

Easy to set up , great customer service

It was very easy to arrange my loan. I was able to arrange a convenient date for my monthly repayments and can easily log in to see my balance. Reviewed on: 24th February 2023

Excellent & efficient service

I received excellant & efficient service for a loan to enable me to buy a car to commute to a new job. Reviewed on: 24th February 2023

Very good service experience service

Good service excellent quick service application Reviewed on: 24th February 2023

So convenient to keep up with details

I love thé Zopa product especially the app as it makes it to easy to track your balance and keep up with / make extra payments Reviewed on: 23rd February 2023

Very quick and easy

Very quick and easy decision from the moment I started to finished Reviewed on: 23rd February 2023

Amazing.

No description needed. Amazing. Would recommend to anyone!! Love my car and such an easy finance product to work with 10/10!! Reviewed on: 23rd February 2023

Top Class!

Quick and easy Great Customer Service Reviewed on: 23rd February 2023

Excellent personal service

Personal service from excellent staff, with quick answer to my application for car finance. Reviewed on: 23rd February 2023

Great customer service

Great customer service and everything easy to understand charges Reviewed on: 23rd February 2023

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