Write a review

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

View other Zopa products

4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (791)

So easy!

The whole experience was ridiculously easy, applied and the money was in my account within 1hr! Reviewed on: 22nd February 2023

Brilliant service

The application action process is quick and very straightforward forward Reviewed on: 22nd February 2023

Car finance

Very straight forward process and competitive rates at the time of purchase Reviewed on: 22nd February 2023

Very satisfied

From start to finish it was seamless Reviewed on: 22nd February 2023

Great app to see progress

Helpful app to overpay if required. Projections of reduced monthly payments are instantly produced if overpayments are checked before going ahead. Reviewed on: 22nd February 2023

Great fast service

I had to change my car because of ULEZ I had tried other lenders, with higher and longer rates. Zopa was soo fast l was amazed, got a quote and approved in minutes, and not a lot of endless forms. Got my car! 10 out of 10 for me. Reviewed on: 22nd February 2023

Good Company

Documents were arranged very quickly Reviewed on: 22nd February 2023

Great app easy to keep up to date

Had a Zopa loan for 3 years now and had no issues at all, so easy to keep track using the app Reviewed on: 22nd February 2023

Good

Easy quick car finace, no hassles to apply and quick funds Reviewed on: 22nd February 2023

Quick and easy to deal with

It was very straight forward to organise the loan and Zopa have been helpful and easy to deal with Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car finance
from Carmoola 0.00 from 0 reviews
Car finance (discontinued)
from ClickCarCredit (inactive company) 4.12 from 2 reviews
Car Finance
from Amigo Loans 4.70 from 93 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub