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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

What more can you ask for.

I arranged my car finance through Zopa without any issues, I have now paid it off in full and have taken out a credit card with them..... excellent service. Reviewed on: 22nd February 2023

Quick and easy

Wonderful service and I love being able to keep track on my monthly balance on my app Reviewed on: 22nd February 2023

Loyal customer

I’ve been with Zopa for a number of years and I always choose them over other lenders because of the consistent low interest rates, easy application process and how quick the availability of funds is made plus their app is extremely easy to use. It helps me to stay on top of lending, keeps my credit score in good shape and ensures my overall credit outgoings are in control. I would recommend Zopa to anyone who is looking to consolidate credit and have it all in one place at a much more affordable rate. Thank you Reviewed on: 22nd February 2023

Easy, safe and secure finance

All the application was done online and once checks had been done it was organised. The process was simple and stress free and those are two vital things that people need to give them confidence in a product and provider. Excellent. Reviewed on: 22nd February 2023

Quick and easy

Applied on line, a very simple process then when everything was signed money was in my bank within a hour. Couldn't be any easier Reviewed on: 22nd February 2023

Reliable and easy to work with

The experience with Zopa has been nothing but a pleasure. The comms and the ease of administration make Zopa stand out from the competition. Reviewed on: 22nd February 2023

A excellent loan company

A very very excellent loan company that provides clear concise information about your loan and what it involves. Everything is laid out in black and white and they ensure that you fully understand what is required of you before and after taking out a loan. Once you have the loan they keep you up to date of everything that is going on, interest rates, changes to date payments, your balance, and what is left to pay. As I say an excellent loan company. Reviewed on: 22nd February 2023

Zopa - Good Service Good rates

I have used Zopa for anumber of year now, for a range of loans. Currently almost paid off my Car loan. Zopa were quick to approve and the money was avaliable as needed. staff have always been helpful & the range of products is good. I plan to open savings accounts when the loan is repaid as the savings rates are very competitive. Reviewed on: 22nd February 2023

Quick and easy and low interest rates

Best low interest rates, and able to get the quote done in under an hour was amazing Reviewed on: 22nd February 2023

My review

Totally satisfied with this company, total understandings with repayments very good schedules dates. Very well informed of other products excellent company Reviewed on: 22nd February 2023

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View resource hub

Zopa: Car finance reviews

No new 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Car finance now

Zopa Car finance reviews (791)

What more can you ask for.

Quick and easy

Loyal customer

Easy, safe and secure finance

Quick and easy

Reliable and easy to work with

A excellent loan company

Zopa - Good Service Good rates

Quick and easy and low interest rates

My review

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

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