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Zopa: Car finance reviews

View other Zopa products
4.65
Based on 792 reviews, last reviewed 25th Jun 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026
Willow Green's avatar
Willow Green
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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (792)

Brilliant, easy and friendly

5
Zopa offered a seamless, easy and quick way to get my Car Finance, I also have a Zopa credit card, and it all links in one app. The Zopa app is quick to use and gives you all the information you need. I 100% recommend Zopa! Reviewed on: 22nd February 2023
maselawrence's avatar
maselawrence

Fabulous

5
great service with wonderful experience Reviewed on: 22nd February 2023
Kota Vijay Kumar Reddy's avatar
Kota Vijay Kumar Reddy

Great service

5
Love my Zopa card always there when required and so easy to keep on top of with the app Reviewed on: 21st February 2023
chrismarshall5@sky.com's avatar
[email protected]

Fair, efficient & easy to use app

5
Brilliant credit card with a really user friendly app and service. Great and fair service too. Reviewed on: 21st February 2023
SS's avatar
SS

Fantastic

5
Friendly very helpful quick and easy service Thank you Reviewed on: 21st February 2023
andreas stelios's avatar
andreas stelios

Great service

5
The application process was quick and the app provides everything I need Reviewed on: 21st February 2023
Dora's avatar
Dora

Very easy

5
I have bad credit & zopa gave good APR Reviewed on: 21st February 2023
Mark stevenson 's avatar
Mark stevenson

So clear and easy to understand

5
Everything is just clear and easy to understand unlike many other cards. And notifications come through for all transactions. It’s fab!! Reviewed on: 21st February 2023
Vicki Young's avatar
Vicki Young

Good, friendly staff very helpful.

4
Friendly staff, very helpful, communication was excellent. Reviewed on: 21st February 2023
James Warburton 's avatar
James Warburton

Excellent service

5
Application simple, flexible, quick, reliable and easy to afford. Excellent service. Reviewed on: 21st February 2023
Mark St clair's avatar
Mark St clair

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