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Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

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4.87

Based on 789 reviews, last reviewed 12th Jun 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (789)

Fair, efficient & easy to use app

Brilliant credit card with a really user friendly app and service. Great and fair service too. Reviewed on: 21st February 2023

Fantastic

Friendly very helpful quick and easy service Thank you Reviewed on: 21st February 2023

Great service

The application process was quick and the app provides everything I need Reviewed on: 21st February 2023

Very easy

I have bad credit & zopa gave good APR Reviewed on: 21st February 2023

So clear and easy to understand

Everything is just clear and easy to understand unlike many other cards. And notifications come through for all transactions. It’s fab!! Reviewed on: 21st February 2023

Good, friendly staff very helpful.

Friendly staff, very helpful, communication was excellent. Reviewed on: 21st February 2023

Excellent service

Application simple, flexible, quick, reliable and easy to afford. Excellent service. Reviewed on: 21st February 2023

Crisp and swift administration

Cannot fault from application to decision swift and very professional. Thank you Reviewed on: 21st February 2023

ZOPA CC REVIEW

Great little Credit Card. Ease of use plus ZOPA App is great for keeping track of your expenses! Reviewed on: 21st February 2023

Excellent

Helpful, Easy App to use, Well Informative of any changes. Overall a Very Good Company Reviewed on: 21st February 2023

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