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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Very easy

Very helpful no hassle they deal with everything you don’t need to worry Reviewed on: 21st February 2023

Amazing experience

Bough two carswith Zopa, the staff helped me and make the experience so easy and quick Reviewed on: 21st February 2023

Fantastic service

Would recommend to everyone I know Reviewed on: 21st February 2023

Absolutely Perfect

Excellent quality service, I'm more than happy 100%recommended. Reviewed on: 21st February 2023

Helpfull

Very helpfull and fast respose would recomend Reviewed on: 21st February 2023

Car finance

Quick easy process and hassle free Reviewed on: 21st February 2023

Excellent service

Zopa provided me with an excellent service, friendly staff manner and great all round product Reviewed on: 21st February 2023

Excellent

Excellent customer service and very good service Reviewed on: 21st February 2023

Easy to apply

In app application easy to use. Quick decision Reviewed on: 21st February 2023

Definitely recommend

I m very pleased with the service and the quality of your products Reviewed on: 21st February 2023

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