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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Amazing experience

Bough two carswith Zopa, the staff helped me and make the experience so easy and quick Reviewed on: 21st February 2023

Fantastic service

Would recommend to everyone I know Reviewed on: 21st February 2023

Absolutely Perfect

Excellent quality service, I'm more than happy 100%recommended. Reviewed on: 21st February 2023

Helpfull

Very helpfull and fast respose would recomend Reviewed on: 21st February 2023

Car finance

Quick easy process and hassle free Reviewed on: 21st February 2023

Excellent service

Zopa provided me with an excellent service, friendly staff manner and great all round product Reviewed on: 21st February 2023

Excellent

Excellent customer service and very good service Reviewed on: 21st February 2023

Easy to apply

In app application easy to use. Quick decision Reviewed on: 21st February 2023

Definitely recommend

I m very pleased with the service and the quality of your products Reviewed on: 21st February 2023

Quick, efficient, trusted

I searched around the market for a car loan and quickly decided that the deal from Zopa was excellent. The process was very quick and I bought the car in no time at all, would highly recommend Zopa. Reviewed on: 21st February 2023

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