Write a review

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

View other Zopa products

4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (790)

Perfect organisation

Nice to do business with you. Patience and reliable Reviewed on: 21st February 2023

Quick easy and totally reliable

Always answer the phone immediately. No long queue. Excellent customer service Reviewed on: 21st February 2023

Easy to use simple straightforward

As above no hidden extras what you see is what you get Reviewed on: 21st February 2023

Easy access, good communication

Happy customer. Easy to use a card in a busy day life Reviewed on: 21st February 2023

Purchased car finance

I have recently purchased car finance with zopa. It was quick and easy to apply and i was appointed someone to assist in purchasing a car. They were in contact with me throughout the whole time and were more than helpful throughout the process. I would highly recommend them to anyone. Reviewed on: 21st February 2023

Best car finance

Good rates, rapid borrow many, high quality. Reviewed on: 21st February 2023

Great service

Best credit card yet, great offers and excellent customer service. I’ve enjoyed the experience with this company Reviewed on: 21st February 2023

absolutely outstanding credit card

this credit card is absolutely amazing Reviewed on: 21st February 2023

Very easy

Very helpful no hassle they deal with everything you don’t need to worry Reviewed on: 21st February 2023

Amazing experience

Bough two carswith Zopa, the staff helped me and make the experience so easy and quick Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Amigo Loans 4.81 from 93 reviews
Car Finance
from MotoNovo 4.82 from 1327 reviews
Loan (discontinued)
from Easy Buy (inactive company) 3.75 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5779 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub