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Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

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4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (791)

Easiest provider to use

Very simple and easy to set up and get a car a car, took me only a couple of weeks between setting up my account to driving my new car Reviewed on: 21st February 2023

Perfect organisation

Nice to do business with you. Patience and reliable Reviewed on: 21st February 2023

Quick easy and totally reliable

Always answer the phone immediately. No long queue. Excellent customer service Reviewed on: 21st February 2023

Easy to use simple straightforward

As above no hidden extras what you see is what you get Reviewed on: 21st February 2023

Easy access, good communication

Happy customer. Easy to use a card in a busy day life Reviewed on: 21st February 2023

Purchased car finance

I have recently purchased car finance with zopa. It was quick and easy to apply and i was appointed someone to assist in purchasing a car. They were in contact with me throughout the whole time and were more than helpful throughout the process. I would highly recommend them to anyone. Reviewed on: 21st February 2023

Best car finance

Good rates, rapid borrow many, high quality. Reviewed on: 21st February 2023

Great service

Best credit card yet, great offers and excellent customer service. I’ve enjoyed the experience with this company Reviewed on: 21st February 2023

absolutely outstanding credit card

this credit card is absolutely amazing Reviewed on: 21st February 2023

Very easy

Very helpful no hassle they deal with everything you don’t need to worry Reviewed on: 21st February 2023

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