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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Amazing company

I have both credit card and car finance with this company and can honestly say they are an absolute delight to deal with .... Very efficient and the customer service is outstanding .... Would defiantly recommend. Reviewed on: 21st February 2023

Quick and easy process

Very quick and easy to complete the application. The person who helped me find my car checked thoroughly all aspects. Can't think of anything else they could of done for me apart from pay for the car lol. Reviewed on: 21st February 2023

Great company

I have a credit card and finance from Zopa. It’s great Reviewed on: 21st February 2023

Smooth easy process throughout

I used Zopa for my car finance. From start to finish the whole process was very quick and so easy. The staff were brilliant. Thank you so much Reviewed on: 21st February 2023

Easy and simple

The team at Zopa are all there to help you and very friendly to not once as any off the team been rude Reviewed on: 21st February 2023

Best

Zopa you are The best, keep going same.thank you Reviewed on: 21st February 2023

Easy and quick

Was not aware that Zopa offered loans for car finance, came across by complete accident even though I have had a credit card with them for years. From start to finish was so quick ans easy, could not complain Reviewed on: 21st February 2023

Brilliant

Brilliant very fast and rely helpful friendly phone service very happy Reviewed on: 21st February 2023

Great Company

Great company very supportive and very accommodating, good low rates and very friendly staff Reviewed on: 21st February 2023

Easiest provider to use

Very simple and easy to set up and get a car a car, took me only a couple of weeks between setting up my account to driving my new car Reviewed on: 21st February 2023

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