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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Easy and stress free

Getting my car finance through Zopa was quick, easy and stress free. Would recommend to anybody needing car finance Reviewed on: 21st February 2023

Exceptional service levels

The whole process was very thorough, easy to under and help was available if required. Great customer experience. Reviewed on: 21st February 2023

Brilliant service and Easy to use Love This

Zopa have been amazing, so helpful and easy to use. From application to running My account and the App is brilliant couldn’t be easier Reviewed on: 21st February 2023

Easy to use

Like this card. Easy to use and the app is good Reviewed on: 21st February 2023

Go above and beyond

The process was really easy the finance team was a great help. They lostened to what my requirements were ( i was fussy ) they explained every finance payment thouroghly from drposits to repayments. Once i found a car the process was very quick and easy Reviewed on: 21st February 2023

Easy and good rate

Easy and helpful. Seem to be a great credit company. Reviewed on: 21st February 2023

Simple and straight forward

I cannot complain about zopa, second time using them. Super straight forward to set up. The Zopa app is simple to use to make changes etc. also to see exactly what’s going on and see every payment made back. Reviewed on: 20th February 2023

Need a car . East apply to Zopa

Wanted a car but couldn’t afford one so heard about Zopa on Facebook so I decided to apply . Wow I couldn’t believe how easy and quickly it was sorted for me would definitely recommend Zopa to anyone . Thanks Zopa for all your help Reviewed on: 20th February 2023

Brilliant

Good service really happy with everything Reviewed on: 20th February 2023

Very easy

Havent not had anything go wrong, app is very easy to use to obtain settlement figures. Reviewed on: 6th February 2023

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