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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Car finance reviews (790)

Brilliant service and Easy to use Love This

Zopa have been amazing, so helpful and easy to use. From application to running My account and the App is brilliant couldn’t be easier Reviewed on: 21st February 2023

Easy to use

Like this card. Easy to use and the app is good Reviewed on: 21st February 2023

Go above and beyond

The process was really easy the finance team was a great help. They lostened to what my requirements were ( i was fussy ) they explained every finance payment thouroghly from drposits to repayments. Once i found a car the process was very quick and easy Reviewed on: 21st February 2023

Easy and good rate

Easy and helpful. Seem to be a great credit company. Reviewed on: 21st February 2023

Simple and straight forward

I cannot complain about zopa, second time using them. Super straight forward to set up. The Zopa app is simple to use to make changes etc. also to see exactly what’s going on and see every payment made back. Reviewed on: 20th February 2023

Need a car . East apply to Zopa

Wanted a car but couldn’t afford one so heard about Zopa on Facebook so I decided to apply . Wow I couldn’t believe how easy and quickly it was sorted for me would definitely recommend Zopa to anyone . Thanks Zopa for all your help Reviewed on: 20th February 2023

Brilliant

Good service really happy with everything Reviewed on: 20th February 2023

Very easy

Havent not had anything go wrong, app is very easy to use to obtain settlement figures. Reviewed on: 6th February 2023

Quick finance for car

Twice we used Zopa for car finance and were very pleased with the service received. Quick and helpful. Reviewed on: 29th January 2023

Simple, Fair & affordable

Taken 2 loans with Zopa over a 10 year period to purchase 2 cars and they have just been brilliant every time. Super simple, transparent, fair rates that make a stress free experience. Exactly what it should be! Reviewed on: 28th January 2023

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