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Zopa: Car finance reviews

4.85
Based on 789 reviews, last reviewed 12th Jun 2025
140% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

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Zopa Car finance reviews (789)

Zopa are excellent

5
Finding Zopa online has been a revelation. They always offer the best rates, using their app for info and extra payments is ideal for me. Zopa let's you be in control of your borrowing, I won't use anything else. Reviewed on: 15th January 2023

Great sevice from zopa

5
It's a learning experience for me at the moment Reviewed on: 15th January 2023

Great card & customer friendly

5
Great card with easy maintenance & always approachable helpful customer service. Reviewed on: 15th January 2023

Easy and quick

5
Easy and quick. Very good rate and you don't have to spend a lot of time to purpose Reviewed on: 15th January 2023

Great interface / easy to navigate application

5
Simple to use interface and really easy to navigate application forms. I also appreciated that the rate and likelyhood of change was explained thoughout each step of the application (some providers change it on the last page). Never thought I'd find myself recommending a bank but I like Zopa :) Reviewed on: 15th January 2023

Fantastic

5
Fantastic customer service with all questions answered! Easy to understand terms with a speedy turnaround. Reviewed on: 15th January 2023

Highly recommend.

5
Very easy and confortable to apply for It.You will get the money in your account immediately.Highly recommended! Reviewed on: 15th January 2023

Very helpful and reliable

5
Recently aquired a vehicle with Zopa as my finance company and they are such a careing company who are more interested in making sure i am happy with my loan than selling it Reviewed on: 14th January 2023

No nonsense loans, great customer service, competitive rates, use again

5
A loan by a reputable company which is easy to set up, competitive rates with easy convenient customer service. Easy to use App allows me to monitor by balance and payments. Definately.recommend and will use again should I need another loan in later life. Reviewed on: 14th January 2023

zupa zopa

5
i found them very helpful and so easy to deal with a 1st class company thank you. Reviewed on: 14th January 2023

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