Write a review

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

View other Zopa products

4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (790)

ZOPA DOOPA DOO

No hassle, quick with fantastic rates with helpful customer service. Reviewed on: 15th January 2023

Zopa are excellent

Finding Zopa online has been a revelation. They always offer the best rates, using their app for info and extra payments is ideal for me. Zopa let's you be in control of your borrowing, I won't use anything else. Reviewed on: 15th January 2023

Great sevice from zopa

It's a learning experience for me at the moment Reviewed on: 15th January 2023

Great card & customer friendly

Great card with easy maintenance & always approachable helpful customer service. Reviewed on: 15th January 2023

Easy and quick

Easy and quick. Very good rate and you don't have to spend a lot of time to purpose Reviewed on: 15th January 2023

Great interface / easy to navigate application

Simple to use interface and really easy to navigate application forms. I also appreciated that the rate and likelyhood of change was explained thoughout each step of the application (some providers change it on the last page). Never thought I'd find myself recommending a bank but I like Zopa :) Reviewed on: 15th January 2023

Fantastic

Fantastic customer service with all questions answered! Easy to understand terms with a speedy turnaround. Reviewed on: 15th January 2023

Highly recommend.

Very easy and confortable to apply for It.You will get the money in your account immediately.Highly recommended! Reviewed on: 15th January 2023

Very helpful and reliable

Recently aquired a vehicle with Zopa as my finance company and they are such a careing company who are more interested in making sure i am happy with my loan than selling it Reviewed on: 14th January 2023

No nonsense loans, great customer service, competitive rates, use again

A loan by a reputable company which is easy to set up, competitive rates with easy convenient customer service. Easy to use App allows me to monitor by balance and payments. Definately.recommend and will use again should I need another loan in later life. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car finance
from First Response Finance 4.95 from 6930 reviews
Car Finance
from JBR Capital 4.00 from 1 reviews
Car finance
from Zuto 4.72 from 296 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5771 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub