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Zopa: Car finance reviews

4.85
Based on 789 reviews, last reviewed 12th Jun 2025
140% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

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Zopa Car finance reviews (789)

Zopa, they go that bit extra to deliver

5
Zopa couldn't do enough to help get me want i wanted they are always willing to the extra bit to satisfy customer needs Reviewed on: 15th January 2023

Quick and efficient

5
I have used Zopa on several occasions and have always found them responsive and their processes efficient. They communicate immediately, qive clear timelines and meet them. Reviewed on: 15th January 2023

Excellent Service from Zopa

5
Excellent friendly service from application to final agreements. Personal contact from very professional and knowledgeable staff who assisted at every step of the application process. Also like the fact that every month I get notification prior to my monthly payment and continued offer of support should there be any problems. Really nice helpful and friendly staff who understood I was not skilled in IT and put me at ease through the online process. Reviewed on: 15th January 2023

A lender to hat rewards loyalty

5
I've used zopa for loans credit cards and savings too. Every wee while I get suggestions on how to improve my credit rating. Although I didn't get a balance transfer option - I got a good rate and always pay in full anyway. Saving pots are handy and competitive. My loan is paid off early with a seamless process. Apr was in single digits so. Very happy. Reviewed on: 15th January 2023

Seamless process

5
Money was in account in less than two hours. Perfect. Reviewed on: 15th January 2023

Relief

5
This card has got me out of some hairy corners thanks ZOPA Reviewed on: 15th January 2023

Happy customer

5
Friendly service and cheap car finance. Highly recommended. Reviewed on: 15th January 2023

Brilliant

5
In one word my review was Brilliant Reviewed on: 15th January 2023

So easy to deal with

5
From start to finish zopa was very easy to deal with throughout the process . I would recommend Reviewed on: 15th January 2023

ZOPA DOOPA DOO

5
No hassle, quick with fantastic rates with helpful customer service. Reviewed on: 15th January 2023

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