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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38454 reviews)

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4.93

Based on 38,454 reviews, last reviewed 18th Apr 2025

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to apply quick to accept my experience was good... Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38454)

Review of the Zopa, Credit Card:

I’ve been using the Zopa credit card for a while now...

I’ve been using the Zopa credit card for a while now, and I must say, it has been a fantastic experience. The standout feature for me is the Zopa mobile app—it’s incredibly intuitive, allowing me to track spending, set payment reminders, and manage my card with ease. Everything is clear and well-organized, making financial management simple even for someone who isn’t tech-savvy. Another huge plus is the customer service. Whenever I’ve had a query, their team has been quick to respond and genuinely helpful, which isn’t always the case with credit card providers. The application process was also fast and hassle-free, with a quick decision and smooth onboarding. The interest rates and fees are competitive, and I love that Zopa offers real-time spending insights to help me stay on top of my finances. However, one area for improvement would be the ability to request credit limit increases, as this currently isn’t an option. Also, at the time of writing, Apple Pay and Google Pay aren’t supported, which would be a great addition for convenience. Overall, if you’re looking for a modern, app-based credit card with great customer support and easy financial tracking, Zopa is a solid choice. I’d highly recommend it to anyone who values a digital-first experience! Reviewed on: 26th March 2025

Easy to apply quick to accept my experience was good...

Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

Good credit card provider

I hardly use customer service but I have been with Zopa for more than 2 years now and I like the services Reviewed on: 18th April 2025

Always there when I needed it kept regular payments...

Always there when I needed it kept regular payments and got a credit limit increase Reviewed on: 18th April 2025

Good for building credit score have considerable con...

Good for building credit score have considerable confidence in it and ease of use to get it and use Reviewed on: 18th April 2025

Zopa is easy to manage the payment and was very resp...

Zopa is easy to manage the payment and was very responsible when I mistakenly paid in a fraud. They respond right away. Reviewed on: 18th April 2025

Good zopa

I have a card off zopa but haven't used it yet but they are so helpful when you ask questions I Wil be using my card soon as I'm going on holiday keep up the good work zopa and thank you Reviewed on: 18th April 2025

Easy to use.

A very easy app to use, and all very professional to talk too. Reviewed on: 18th April 2025

Good bank good credit card very good customer servic...

Good bank good credit card very good customer service and quick to apply I vote 100% thank you Zopa Reviewed on: 18th April 2025

Great card to start building your credit.

Great card to start building your credit. Simple application process. Thank you for offering this service. Reviewed on: 18th April 2025

Zopa is a great credit card.

Zopa is a great credit card. I have had no issues. Reviewed on: 18th April 2025

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