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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Friendly staff great app too

Found app very easy to use and staff always very helpful if I have a problem that needs solving Reviewed on: 8th March 2026

A smooth customer focused app and service, very impr...

A smooth customer focused app and service, very impressed and satisfied. Reviewed on: 8th March 2026

Very quick and helpful easy to use also

Very quick and helpful easy to use also Reviewed on: 8th March 2026

ZOPA CARD

VERY EASY TO USE APP, COMPARED TO OTHERS. Reviewed on: 8th March 2026

Very good app and customer service.

Very good app and customer service. Reviewed on: 8th March 2026

Spending

I have had no issues with zopa i am very pleased with it so easy let's me know how much i spend so can keep a track of it Reviewed on: 8th March 2026

Credit card

First class service second to none Reviewed on: 8th March 2026

Zopa by far the best lender out there!

Zopa has been great in repairing my credit rating. They also found me the best loan at a great APR I couldn’t get anywhere else. Highly recommend them Reviewed on: 8th March 2026

I have a good experience with zopa in terms of their...

I have a good experience with zopa in terms of their credit card and charges . Reviewed on: 8th March 2026

It's good credit card comape to any establish there...

It's good credit card comape to any establish there bank...best wishes Reviewed on: 8th March 2026

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