Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,444 reviews, last reviewed 10th Mar 2026
153600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and easy to understand everything Easy to use and easy to understand everything Reviewed on: 10th March 2026
Andy B's avatar
Andy B

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43444)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company, great service,no problems at all with...

5
Great company, great service,no problems at all with this company Reviewed on: 6th March 2026

Great card great service would definitely recommend

5
Great card great service would definitely recommend Reviewed on: 6th March 2026

they've helped me to get a good credit score

5
they've helped me to get a good credit score Reviewed on: 6th March 2026

Zopa was very helpful and there for me at the right...

5
Zopa was very helpful and there for me at the right time thanks Reviewed on: 6th March 2026

Great, always helpful when needed

5
Great, always helpful when needed Reviewed on: 6th March 2026

Zopa all the way

5
Friendly customer service team there to assist whenever you need them. Reviewed on: 6th March 2026

great and very good indeed you can rely on me to vot...

5
great and very good indeed you can rely on me to vote for you Reviewed on: 6th March 2026

Card Of The Year

5
Fast application. Courteous Customer Service. Extremely Helpful Reviewed on: 6th March 2026

You area delight to deal with :-)

5
You area delight to deal with :-) Reviewed on: 6th March 2026

Great credit card provider Beth helpful

5
Great credit card provider Beth helpful Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1533 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5929 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8035 reviews
    Zopa
    View all products