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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43420 reviews)

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4.94

Based on 43,420 reviews, last reviewed 9th Mar 2026

152400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I love the Zopa team. I love the Zopa team. They are helpful, even when you are struggling to pay your bills. They also find ways, how can assist you. Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43420)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Reliable.

Reliable. Customer services great & helpful. No hassles Reviewed on: 6th March 2026

As comfortable as slippers

Easy to get hold off and app is great easy to use and access information. Reviewed on: 6th March 2026

Excellent service and good website

Excellent service and good website Reviewed on: 6th March 2026

Apr is one of the highest but it is still a good ser...

Apr is one of the highest but it is still a good service would use more if apr was lower Reviewed on: 6th March 2026

Always helpful.

Always helpful. And keep you updated.Thank you. Reviewed on: 6th March 2026

Very helpful

I find the card very helpful and value for money and easy to manage Reviewed on: 6th March 2026

Always a great service a great choice and great info

Always a great service a great choice and great info Reviewed on: 6th March 2026

Easy app to navigate with clear information on balan...

Easy app to navigate with clear information on balance and payments. Efficient communication Reviewed on: 6th March 2026

Good service

Good customer service. Excellent service Reviewed on: 6th March 2026

Easy to use, great information about your credit ava...

Easy to use, great information about your credit availability Reviewed on: 6th March 2026

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