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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.87

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Using the app

App is very simple to use and easy to understand Reviewed on: 15th January 2025

Good Card and the app is excellent

Good Card and the app is excellent Reviewed on: 15th January 2025

Excellent and Proper credit card.

Excellent and Proper credit card. Reviewed on: 15th January 2025

Good customer service

I get updates about my spending every time I used my credit card. Reviewed on: 15th January 2025

Excellent service and very good company

Excellent service and very good company Reviewed on: 15th January 2025

Zopa's service is fantastic in terms of using and ap...

Zopa's service is fantastic in terms of using and application process as well. Reviewed on: 15th January 2025

The application was quick and easy as well as their...

The application was quick and easy as well as their app is user friendly Reviewed on: 15th January 2025

ZOPAlicious

Never had a problem with Zopa, always convenient & happy to help Reviewed on: 15th January 2025

the whole process was so easy and did not take long...

the whole process was so easy and did not take long to do Reviewed on: 15th January 2025

So easy and quick applying for a credit card and the...

So easy and quick applying for a credit card and the app is so easy to use.I can make a payment with ease and it is so quick to go appear on the same day so my available funds are to use the same day which is very handy for emergencies and I believe it is helping my credit score massively as I always pay my balance off in full with no interest. I love it Reviewed on: 15th January 2025

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