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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.87

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to use and payments show promptly

Easy to use and payments show promptly Reviewed on: 15th January 2025

The offers supplied and show are good and we’ll shown

The offers supplied and show are good and we’ll shown Reviewed on: 15th January 2025

Zopa helpful cad

Zopa is a credit building card and now even bank Reviewed on: 15th January 2025

Great Choice for Me

Zopa has been a great choice of card for me. Interest rates are fair for my credit rating and their App is so easy to use with lots of optional additional features. Reviewed on: 15th January 2025

Easy application a very good card to build your cred...

Easy application a very good card to build your credit rating. Reviewed on: 15th January 2025

Friend and customer centric communication

Friend and customer centric communication Reviewed on: 15th January 2025

Great Credit Card

Easy application, easy accessibility to online services and great customer services Reviewed on: 15th January 2025

Very easy to deal with and always keeping you updated

Very easy to deal with and always keeping you updated Reviewed on: 15th January 2025

Everything with Zopa has been exemplary

Everything with Zopa has been exemplary Reviewed on: 15th January 2025

Smooth application.

Application was nice and smooth.apart from royal mail delays all went well been using my card with no issues. Reviewed on: 15th January 2025

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