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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fantastic experience.

Zopa has been an incredible experience for me. Despite having poor credit, they’ve helped me build my credit score and manage my finances more effectively. The customer service during the joining and account setup process was impeccable. I highly recommend Zopa to anyone looking for a reliable and user-friendly financial service. Reviewed on: 15th January 2025

Suoerb Customer Services

I don't have many words to say but just to give the men and women who work in the customer services a big round of appaulse for the excellent speed in which they respond to queries. Reviewed on: 15th January 2025

Excellent credit card

Great service good app and. communication would recommend Reviewed on: 15th January 2025

1st class service very professional

1st class service very professional Reviewed on: 15th January 2025

Worried I may not be able to get a credit card howev...

Worried I may not be able to get a credit card however applying for Zopa was quick and easy and I was accepted despite being rejected by other companies Reviewed on: 15th January 2025

Wanted higher credit limit.

Wanted higher credit limit. Limi Reviewed on: 15th January 2025

I’ve got Zops credit card for year and everything is...

I’ve got Zops credit card for year and everything is clear and easy. Reviewed on: 15th January 2025

Zopa really helped me build my credit score.

Zopa really helped me build my credit score. Excellent advice and customer support Reviewed on: 15th January 2025

Grate card and company everything is so easy

Grate card and company everything is so easy Reviewed on: 15th January 2025

You feel like a human being and not a number

Zopa is a good choice , excellent prompt card replacement, useful app and a no nonsense approach without irritating constant calls, emails or letters, they see you as a human being and not a number Reviewed on: 15th January 2025

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