Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

They were there when I needed help fantastic service...

They were there when I needed help fantastic service very helpful they upped my limit giving me more freedom to treat and also to get some bills sorted Reviewed on: 15th January 2025

Easy to use the app.

Easy to use the app. Excellent customer service. Reviewed on: 15th January 2025

Rebuilding

I am rebuilding my credit score and Zopa have helped hugely Reviewed on: 15th January 2025

Godd service

Godd service and easy to use.My favorite credit card Reviewed on: 15th January 2025

Great and simple!

Great and simple! Easy to use and simple systems. Reviewed on: 15th January 2025

The truth

Been an easy experience from Day 1 Reviewed on: 15th January 2025

I've enjoyed my journey with zopa a brilliant compan...

I've enjoyed my journey with zopa a brilliant company and very efficient in what they do .if your thinking of signing up don't think twice a just do it you won't be sorry that's for sure 10 out of 10 ... Reviewed on: 15th January 2025

Zopa offered me a credit card even though my credit...

Zopa offered me a credit card even though my credit score wasn’t great and thus helped me out massively. The application process was smooth and efficient as I received my card quickly and the app is user friendly when making payments. Reviewed on: 15th January 2025

Everything from start of application to customer ser...

Everything from start of application to customer service has been first class. Reviewed on: 15th January 2025

Happy days

Very good , fast . Very good experience Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.67 from 124 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub