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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

My goals

Very responsible lender helped me out after I had a major medical issue and got my life back on track Reviewed on: 15th January 2025

Zopa has been my good to go, it been a wonderful exp...

Zopa has been my good to go, it been a wonderful experience with them so far Reviewed on: 15th January 2025

Great experience never had a hustle to open

Great experience never had a hustle to open Reviewed on: 15th January 2025

Zopa is thereneed help with payments and v...

Zopa is there when you need help with payments and very easy to use Reviewed on: 15th January 2025

Everyone was enthusiastic when dealing directly give...

Everyone was enthusiastic when dealing directly given clear guidance and help where needed Reviewed on: 15th January 2025

They answer the phones quickly they get issues resol...

They answer the phones quickly they get issues resolves asap Reviewed on: 15th January 2025

Having the card helped me when i needed it, really g...

Having the card helped me when i needed it, really grateful. Having low credit scores can be difficult when your trying to gain trust after bad times Reviewed on: 15th January 2025

Very good payments are good would recommend to famil...

Very good payments are good would recommend to family and friends Reviewed on: 15th January 2025

They have been great it has really helped me especia...

They have been great it has really helped me especially when I have have had to pay for my service dog when she has needed help Reviewed on: 15th January 2025

I'm very happy with zopa and is good credit card...

I'm very happy with zopa and is good credit card Reviewed on: 15th January 2025

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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