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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service all round mobile app is very easy...

Excellent service all round mobile app is very easy to use Reviewed on: 15th January 2025

Great service, fantastic app

Zopa has a great easy to use app, that let's me easly manage my card. Reviewed on: 15th January 2025

I find Zopa really good.

I find Zopa really good. You keep me updated on my account. It's also easy to contact you if I need help with anything Reviewed on: 15th January 2025

Fabulous

Great credit card affordable rates Reviewed on: 15th January 2025

Straightforward no nonsense firm

Straightforward no nonsense firm Reviewed on: 15th January 2025

Very easy stright forward application easy to use ap...

Very easy stright forward application easy to use app everything is explained all in all amazing just wish I knew about zopa sooner Reviewed on: 15th January 2025

Quick application process, Good app and communication.

Quick application process, Good app and communication. I would recommend it definitely. Reviewed on: 15th January 2025

Not just in it for the money!!!!

Zopa have an efficient website, clear and concise information. Always on hand if you need advice. Understanding if you need a helping hand. Reviewed on: 15th January 2025

Fantastic credit card easy to use and great customer...

Fantastic credit card easy to use and great customer service. Reviewed on: 15th January 2025

Zopa credit card is one of the best card I have ever...

Zopa credit card is one of the best card I have ever used. The App is very friendly Reviewed on: 15th January 2025

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