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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

When i applied for a zopa card I was excepted straig...

When i applied for a zopa card I was excepted straight away easy questions to answer the service was great customer service was exceptional the card was in the post quite quickly and ready to use i would recommend zopa to anyonec Reviewed on: 15th January 2025

Zopa is a Great Bank

Fantastic service, excellent security and a well presented, efficient App. Great choice of products for all situations. Reviewed on: 15th January 2025

Credit limit

I am glad I chose zopa for my credit ,the only issue with them is they haven't increased my limit Reviewed on: 15th January 2025

Takes the stress out of your money worries

Quick, easy to use app. Takes the stress out of your money worries. Reviewed on: 15th January 2025

Zopa Review 2025

Really smooth app that understands how to communicate with updates and regular improvements making the experience good value Reviewed on: 15th January 2025

wasy to use

wasy to use good customer service Reviewed on: 15th January 2025

Excellent customer care.

Excellent customer care. Hassle free Reviewed on: 15th January 2025

Zopa is very easy to use and also the application wa...

Zopa is very easy to use and also the application was simple. The care delivery and how to use it was very easy Reviewed on: 15th January 2025

Experience was good I ha...

Experience was good I have always had a good experience with Zopa, haven’t had any issues at all Reviewed on: 15th January 2025

SUPER EASY

It’s a straight forward carbon pressure! Reviewed on: 15th January 2025

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