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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa are brilliant, so easy to understand in fact I’...

Zopa are brilliant, so easy to understand in fact I’ve not contacted them for any assistance it’s that easy Reviewed on: 15th January 2025

Accepted instantly, no hassle, very good creditors

Accepted instantly, no hassle, very good creditors Reviewed on: 15th January 2025

wanted a credit card with no fuss .

wanted a credit card with no fuss and easy to use Reviewed on: 15th January 2025

Responsible lending and great service, worth using a...

Responsible lending and great service, worth using a Zopa card to increase your credit score. Reviewed on: 15th January 2025

I have used this card and never had one problem usin...

I have used this card and never had one problem using it everybody accepts it all I really cannot fault the service it is very easy to understand Reviewed on: 15th January 2025

They gave me a reasonable credit amount with my bad...

They gave me a reasonable credit amount with my bad credit Reviewed on: 15th January 2025

Number 1

It's a great way to build your credit score Reviewed on: 15th January 2025

Very friendly service and percentage

Very friendly service and percentage Reviewed on: 15th January 2025

Zopa Credit Card: Simple, Transparent, and Empowering

My experience with the Zopa credit card has been fantastic. The app is user-friendly, making it easy to track spending and manage payments, while the competitive rates and transparency give me confidence in my finances. Reviewed on: 15th January 2025

When i applied for a zopa card I was excepted straig...

When i applied for a zopa card I was excepted straight away easy questions to answer the service was great customer service was exceptional the card was in the post quite quickly and ready to use i would recommend zopa to anyonec Reviewed on: 15th January 2025

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