Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing card easy to apply.

Amazing card easy to apply.easy process Reviewed on: 15th January 2025

Everything is good - App is a dream to use and well...

Everything is good - App is a dream to use and well laid out Reviewed on: 15th January 2025

Very helpful.

Very helpful.and easy application and quick decision Reviewed on: 15th January 2025

Excellent service, great credit card provider.

Excellent service, great credit card provider. Easy to use app. Always provides reminders via sms of date and amount of next payment by direct debit Reviewed on: 15th January 2025

Great Value

Great having Zopa credit card. Works perfectly and prompt account statement. Good customer service. Reviewed on: 15th January 2025

Easy to use had no problems keeps me updated on othe...

Easy to use had no problems keeps me updated on other services can't speak highly enough of them Reviewed on: 15th January 2025

Experiences with Zopa is all good.

I have not had any bad experiences with Zopa, statments & app are easy to understand. Reviewed on: 15th January 2025

Never any issues.

Never any issues. No hassle, credit levels updated regularly. Reviewed on: 15th January 2025

Easy to apply.

Easy to apply. Kept informed of all transactions. Excellent security by way of codes sent to establish card holder Reviewed on: 15th January 2025

I love the app.

I love the app. It's user friendly. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
Flex Purchase credit card
from Monzo 4.90 from 3188 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub